Feb 14, 2025

If I Get Injured at Work Do I Get Paid?

Nathaniel Hansford
Reviewed by:
Nate Hansford

In the hustle and bustle of daily work life, the last thing anyone expects is to get injured on the job. Yet, catastrophic injuries at the workplace are more common than we might think, and they can happen to anyone, anywhere. Whether you’re working in an office, on a construction site, or in a retail store, accidents can occur, leaving you not only in physical pain but also worried about your financial stability. 

This is where workers’ compensation comes into play, providing a safety net for employees who find themselves injured at work. But what exactly does workers’ compensation cover, and do you get full pay if you’re injured? Let’s delve into these questions and explore how our law firm helps the workers we represent

Man With A Helmet Holding His Shoulder In Pain

Understanding Workers’ Compensation Benefits

Workers’ compensation benefits are a form of insurance that provides wage replacement and medical benefits to employees injured in the course of employment. 

In Georgia, as in many other states, workers’ compensation is a no-fault system, meaning that employees are entitled to benefits regardless of who was at fault for the injury. This system is designed to protect both employees and employers, ensuring that injured workers receive the necessary care and financial support while protecting employers from lawsuits.

The benefits of workers’ compensation are multifaceted. They cover medical expenses related to the injury, provide compensation for lost wages, and offer rehabilitation services to help employees return to work. However, it’s important to note that workers’ compensation does not typically provide full pay. Instead, it offers a portion of your average weekly wage, which we’ll explore further in this article.

Your Rights as a Worker in Georgia

Navigating the aftermath of a workplace injury can be daunting, but understanding your rights as an employee in Georgia can empower you to take the necessary steps to secure your well-being and financial stability. Georgia’s workers’ compensation laws are designed to protect employees and ensure they receive the support they need during such challenging times.

Right to Report Without Retaliation

One of the most fundamental rights you have as an employee in Georgia is the right to report your injury and file a workers’ compensation claim without fear of retaliation from your employer. This means that your employer cannot legally fire, demote, or discriminate against you for exercising your right to file a claim. 

For example, if you work in a warehouse and suffer a back injury while lifting heavy boxes, you can report this injury and file a claim without worrying about losing your job or facing negative consequences at work. 

Right to Medical Treatment

After a workplace injury, getting prompt and appropriate medical care is crucial. In Georgia, you have the right to seek medical treatment from an authorized physician. Your employer is required to provide you with a list of approved doctors, known as the “panel of physicians,” from which you can choose. 

For instance, if you slip and fall in an office setting and get a sprained ankle, you can visit one of the listed doctors to receive the necessary treatment and ensure your recovery is on track.

Right to Compensation for Lost Wages

If your injury prevents you from working, you’re entitled to compensation for your lost wages. In Georgia, injured workers receive two thirds of their average weekly wage, up to a maximum amount set by the state. While this means you won’t receive your full pay, it provides a substantial portion to help cover your expenses while you’re unable to work. 

For example, if you are a construction worker who suffers a severe hand injury that requires surgery and time off work, workers’ compensation for construction accidents will help replace a significant portion of your income during your recovery period. 

Right to a Fair Claims Process

You also have the right to a fair and transparent claims process. This includes receiving clear information about your benefits, understanding the timeline for receiving compensation, and getting access to resources that can help you navigate the process. If you encounter any issues or delays, you have the right to seek assistance from legal professionals who specialize in workers’ compensation cases.

Right to Appeal a Denied Claim

In some cases, workers’ compensation claims may be denied. If this happens, you have the right to appeal the decision. The appeals process can be complex, but it provides an opportunity to present additional evidence and argue your case. 

For example, if your claim is denied due to insufficient documentation, you can gather more medical records and witness statements to support your appeal. Legal representation can be invaluable during this process, ensuring that your rights are upheld and that you have the best chance of securing the benefits you deserve.

Steps to Take Following a Serious Injury at Work 

If you find yourself injured at work, it’s essential to take immediate action to protect your rights and ensure you receive the benefits you’re entitled to. Here are the steps you should follow:

  • Report the Injury: Notify your employer as soon as possible. In Georgia, you have 30 days to report a workplace injury, but it’s best to do so immediately to avoid any complications and ensure you remain eligible to receive benefits.
  • Seek Medical Attention: Visit an authorized physician for treatment. Your employer should provide you with a list of approved doctors.
  • Document Everything: Keep detailed records of your injury, medical treatment, and any communication with your employer and insurance company. This documentation will be crucial if you encounter any issues with your claim.
  • File a Claim: Your employer should provide you with the necessary forms to file a workers’ compensation claim. Ensure all paperwork is completed accurately and submitted promptly.

Types of Workers’ Compensation Benefits That May be Available to You

The benefits you may be entitled to following a work-related injury depend on the severity and nature of your injury and navigating these options can be complex. This is where a workers’ compensation lawyer can play a pivotal role in helping you secure the compensation you deserve.

Temporary Disability Benefits

If you are temporarily unable to work because of your injury, you may be eligible for Temporary Total Disability Benefits (TTD) or Temporary Partial Disability benefits. Disability compensation is designed to replace a portion of your lost wages while you recover. 

In Georgia, TTD benefits typically cover two-thirds of your average weekly wage, up to a state-mandated maximum. For instance, if you work in a manufacturing plant and suffer a back injury that requires you to take several weeks off, TTD benefits can help alleviate the financial burden during your recovery period.

A workers’ compensation lawyer from Hansford McDaniel can assist you in accurately calculating your average weekly wage and ensuring that you receive the correct amount of TTD benefits. 

Permanent Total Disability Benefits

In cases where a job injury results in a permanent disability, you may be entitled to Permanent Partial Disability (PPD) benefits. These benefits provide compensation based on the severity of your impairment and its impact on your ability to work.

For example, if you are a construction worker who suffers a severe hand injury that permanently limits your ability to perform job duties, PPD benefits can help compensate for your reduced earning capacity.

Our experienced attorneys can guide you through the process of obtaining PPD benefits following an on the job injury, ensuring that your impairment is accurately assessed and that you receive fair compensation. They  will work closely with medical professionals to document the extent of your disability and present a compelling case to the insurance company.

Medical Expenses

Workers’ compensation covers all necessary medical treatment related to your work injury, including doctor visits, surgeries, medications, and any other required healthcare services. This ensures that you receive the care you need without incurring out-of-pocket expenses. 

For instance, if you suffer a knee injury that requires surgery and ongoing physical therapy, workers’ compensation will cover these costs.

We can help you navigate the medical aspect of your workers’ compensation claim, ensuring that you receive timely and appropriate treatment. We will liaise with your authorized treating physician and the insurance company to facilitate the approval of necessary medical procedures and prevent any delays in your care.

Rehabilitation Benefits

If your injury requires rehabilitation services, such as physical therapy or occupational therapy, these costs are typically covered by workers’ compensation. 

Rehabilitation benefits are essential for helping injured workers regain their strength and functionality, enabling them to return to work or adapt to new roles. For example, if you suffer a shoulder injury that affects your range of motion, rehabilitation services can aid in your recovery and improve your quality of life.

Hansford McDaniel is committed to ensuring that you receive comprehensive rehabilitation benefits. We will work with rehabilitation specialists to develop a tailored recovery plan and advocate for the approval of necessary services. Our goal is to support your journey to recovery and help you achieve the best possible outcome.

Hansford McDaniel Will Hold Negligent Employers Accountable 

Facing the aftermath of a workplace injury can be daunting, especially when you’re dealing with the physical and emotional challenges it brings. At Hansford McDaniel, we believe that no employee should suffer due to an employer’s negligence. Our mission is to hold negligent employers accountable and ensure that you receive the justice and compensation you deserve.

Our team of seasoned attorneys is well-versed in the complexities of workers’ compensation law. We are dedicated to guiding you through every step of the claims process, from filing your initial claim to challenging any unjust denials. We understand that navigating this legal landscape can be overwhelming, and we’re here to shoulder that burden for you.

Our commitment is to secure the maximum benefits you’re entitled to, allowing you to focus on what truly matters—your recovery. Whether you’re dealing witha temporary or permanent disability, medical expenses, or rehabilitation needs, we will tirelessly advocate on your behalf. At Hansford McDaniel, we don’t just fight for compensation; we fight for your rights and peace of mind. Let us be your trusted partner in holding negligent employers accountable and ensuring a brighter, more secure future for you.

What to Do if Your Workers Compensation Claim is Denied

Unfortunately, not all workers’ compensation claims are approved. If your claim is denied, it’s important not to lose hope. There are steps you can take to appeal the decision and get the benefits you deserve:

  • Review the Denial: Carefully read the denial letter to understand the reasons for the decision. This will help you address any issues in your appeal.
  • Gather Evidence: Collect additional documentation and evidence to support your claim, such as medical records and witness statements.
  • File an Appeal: In Georgia, you have the right to appeal a denied claim. This process can be complex, so it’s often beneficial to seek legal assistance.

If You’ve Suffered a Catastrophic Injury at Work, Contact Us Today for a Free Consultation 

If you’ve been injured at work and are unsure about the workers’ compensation process or the benefits you may be entitled to, don’t hesitate to reach out to Hansford McDaniel for a consultation. 

Our team is dedicated to providing the support and guidance you need during this challenging time. We understand the impact a workplace injury can have on your life. Our team is committed to providing compassionate legal support to injured employees throughout the Atlanta area, and to ensure they get paid despite work restrictions. 

Contact us today for a free, no-obligation consultation to learn more about how we can assist you in securing the benefits you deserve.